A travel nurse works short fixed-term contracts at hospitals and other facilities away from home, usually placed by a staffing agency, and is paid a premium over staff wages for the disruption. Thirteen weeks is the standard contract length: of travel postings on this site that state a length, 82 percent say exactly thirteen weeks.
The work itself is ordinary bedside nursing. On assignment a travel nurse carries a patient load like any other nurse on the unit. What differs is the employment relationship: the agency, not the hospital, is usually the employer, and the assignment ends on a fixed date. See nurse staffing agencies for how that side of the arrangement works and how states now regulate it.
In this section
- History of travel nursing. Public health nurses reaching Alaskan villages by dog-team, the first agency in 1978, consolidation, and the boom of 2022 and its deflation.
- Where the assignments are. How many travel nurses there are, which states use them most, and why nurses ask for Florida while the work is in Idaho and Vermont.
- Travel nurse pay packages. How the wage and stipend split works, why agencies will not reshuffle it, and what to compare between two offers.
- Travel nurse taxes. The tax home test, the fifty-mile rule that does not exist, and the one-year rule.
- Travel nursing contracts. Guaranteed hours, call-offs, cancellation, floating, penalties and extensions.
- Travel nurse housing. Agency-placed housing against a stipend, and what the federal per diem rates have to do with it.
- Agencies and recruiters. Who holds the hospital contract, why a subvendor pays less, and how a duplicate submission loses you a job.
- Licensing a travel assignment. Compact, endorsement, and the credentialing that moves start dates more often than licensing does.
- Crisis and strike assignments. Rapid response contracts, the ten-day strike notice, and what those contracts guarantee.
- Getting started in travel nursing. Experience requirements, the paperwork, choosing a first contract, and the cushion to have before it.
- Using travel nurses: the employer's side. What it costs a hospital, when it is the right tool, and what actually reduces the bill.
Bill rate and take-home pay are not the same number
Almost every confused argument about travel nursing pay comes from mixing up two figures.
The bill rate is what the hospital pays the agency per hour, all in. It is the number that appears in industry surveys and hospital budget meetings. Out of it come the nurse's taxable wage, any stipends, housing and insurance if the agency provides them, the recruiter's commission, and the agency's profit.
Take-home pay is what reaches the nurse. It is a fraction of the bill rate, and there is no reliable public record of it. Bill rates are surveyed and audited because hospitals and staffing firms need them for benchmarking. Nurse earnings are not. The weekly pay figures that circulate online are averages of advertised packages, restated whenever a platform changes what it counts and never reconciled against what anyone was actually paid.
A quoted rate of $154 an hour was never anyone's wage. It was a bill rate. Treating it as a paycheque is how nurses come to feel cheated by an ordinary agency margin, and how hospital executives come to believe travel nurses personally earned $300,000 a year.
What hospitals pay, and what happened to it
The annual staffing survey hospitals benchmark against has tracked the hospital-side travel rate since before the pandemic. In spring 2020 the average travel nurse cost a hospital $80 an hour. By spring 2022 it was $154, with the top of the range at $225 an hour. It then fell: $127 in 2023, $102 in 2024, $93.81 in spring 2025 and $91.23 on the 2026 figures.
That is a fall of about 40 percent from the peak, and it leaves rates above where they stood in 2019. The bubble deflated without returning to its starting point, and the last two years have been close to flat.
The benchmarking survey run by Staffing Industry Analysts with the National Association of Travel Healthcare Organizations describes the same movement from the agency side, with average bill rates falling from $133.47 in 2022 to $106.78 in 2023.
The comparison line is the quiet one. Over the same six years, the hospital's hourly cost for an employed staff nurse, wages plus a benefits load of roughly a quarter, moved $46, $46, $53, $52, $54, $56. The pandemic transformed the price of a travel nurse and barely touched the price of a staff nurse.
At $91.23 an hour, a 36-hour week bills the hospital about $3,284. Everything in a nurse's package comes out of that figure, which makes it useful as a ceiling. A package landing far below it means an unusually wide agency cut. One landing near it means there is little left to negotiate for.
How a package is put together
An agency offer is normally split in two: a taxable hourly wage, and stipends for lodging and meals that are paid without tax withheld. The split is why two offers with the same weekly total can be worth different amounts, and why the headline weekly figure alone tells a nurse very little. See travel nurse pay packages.
The tax treatment of the stipend is not a matter of agency policy. It depends on the nurse genuinely travelling away from a tax home. For federal tax purposes a tax home is the entire city or general area where the main place of work is located, whatever address the family home has. Expenses of working away from it are deductible or reimbursable without tax only while the work there is temporary, and work is not temporary if the nurse realistically expects it to last more than a year. If the expectation changes part-way through, the treatment changes from that point rather than retroactively.
Two practical consequences follow. A nurse who keeps extending at one hospital past the twelve-month mark is in different territory from one taking successive thirteen-week contracts in different places, and it turns on what was reasonably expected at the outset, not on how things happened to end. And a nurse who keeps no genuine base to be away from cannot rely on the stipend being untaxed at all, which is worth advice before signing rather than after filing. The full test is in travel nurse taxes.
The split matters in a second way. Overtime, and anything else calculated on wages, is worked out on the taxable hourly rate, not on the package total. A rate weighted heavily towards stipends therefore looks generous per week and pays less for the extra shift. See nurse overtime.
Volume fell further than rates
Contract volume contracted harder than pricing. The largest publicly traded health care staffing firm in the country booked $5.24 billion in revenue in 2022 and $2.98 billion in 2024, down 43 percent from the peak in audited filings. Travel nurse hours billed across the industry fell 17 percent in 2023 alone.
Fewer contracts at lower rates means more competition for good assignments than nurses saw during the boom. The underlying vacancy problem did not go away, as the nursing shortage sets out, but it stopped being priced as an emergency.
Demand for travellers has swung like this before, in the early 1990s, in 2002 and again after 2007, and each swing was described at the time as permanent. See the history of travel nursing.
How many travel nurses there are, and who they are
Nobody counts travel nurses directly. The nearest official measure is the number of registered nurses employed by staffing agencies rather than by a facility, which went from 57,270 in 2019 to 130,890 in 2023. Survey work puts travel nurses at roughly 2 percent of registered nurses before the pandemic, with estimates as high as one in ten of all nursing staff at the 2022 peak.
The first large profile of that workforce, comparing about 2,000 travel nurses with some 42,000 non-travellers in the 2022 national workforce survey, found travellers were younger, more likely to be male, Black or Hispanic, better paid, and far more likely to hold a multistate licence, roughly two thirds against about a third. It also found intent to leave nursing was high among travel nurses and, unusually, no lower among the youngest of them than the oldest.
Where the work actually is, which states use agency staff most heavily, and why that is nearly the opposite of where nurses ask to go, are set out in where the assignments are.
Licensure
A travel nurse must be licensed in the state where the assignment sits. The Nurse Licensure Compact removes that step for a large part of the country: a multistate licence issued by the nurse's home state authorises practice in every other participating state. Non-compact states, California most notably, require their own licence by endorsement, which takes longer and can hold up a start date.
Taking an assignment in another state does not change a nurse's primary state of residence and does not trigger the compact's 60-day rule for relocating licensees. The facility credentialing required on top of the licence is set out in licensing a travel assignment.
What the arrangement actually costs the nurse
Two things are routinely left out of the comparison with a staff job.
A travel year is not 52 paid weeks. Gaps between contracts, licensing waits, and travel time are unpaid.
Benefits are not in the hourly rate. Health coverage, retirement matching, and paid time off are worth real money on the staff side, and on the travel side they are the nurse's own problem unless the agency provides them.
There is also cancellation risk. An assignment can be cut short when a facility's needs change, sometimes at short notice, which is why cancellation terms are worth reading before signing. See travel nursing contracts.
The employer's side of it
Travel and agency staffing remains the most common answer to a short-staffed unit and the most expensive one. On the 2026 figures, an average travel nurse costs a hospital $189,758 a year against $123,676 for an employed registered nurse including benefits, a difference of $66,081 per nurse per year. Around seven in ten hospitals say they intend to reduce agency use, and have said so for several years running.
The reason the intention rarely survives contact with a rota is that cutting agency spend is not a decision but a capability. An employer stops paying travel rates only when it can reliably hire permanent staff instead, and it currently takes 78 days to hire one experienced registered nurse. See nurse turnover and retention and using travel nurses.
A unit covered by a rotating series of short contracts is also a different unit clinically, since continuity and familiarity with local practice are part of what staffing buys. See nurse staffing and patient outcomes.
Open travel assignments are listed on the travel nursing jobs page.
Related
- Nurse staffing agencies
- Nurse Licensure Compact
- Per diem nursing
- Registered nurse pay
- Nurse overtime
- Nurse turnover and retention
- Nurse staffing and patient outcomes
Sources
- National Health Care Retention and RN Staffing Report. NSI Nursing Solutions, 2025 and 2026 editions. Accessed September 9, 2026.
- Travel nursing after the bubble: what the money actually looks like in 2025. NurseRecruiter, 12 August 2025. Accessed September 9, 2026.
- The use of contract staff in nursing homes. Office of the Assistant Secretary for Planning and Evaluation, U.S. Department of Health and Human Services, January 2025, for agency employment of registered nurses in 2019 and 2023. Accessed September 9, 2026.
- Healthcare on the Go: A Comparative Analysis Profiling the Travel Nurse Workforce in the United States. Zhong, Smiley, O'Hara and Martin, Journal of Nursing Regulation, volume 15, issue 1, 2024, pages 88-97. Accessed September 9, 2026.
- SIA-NATHO Travel Nurse Benchmarking Survey. Staffing Industry Analysts with the National Association of Travel Healthcare Organizations. Accessed September 9, 2026.
- Topic 511, Business travel expenses. Internal Revenue Service, on tax home, temporary assignments and the one-year rule. Accessed September 9, 2026.
- What is Travel Nursing? NurseRecruiter. Accessed September 9, 2026.
- Nurse Licensure Compact. National Council of State Boards of Nursing. Accessed September 9, 2026.
- 78 days to hire one nurse: the 2026 staffing numbers every nurse employer should know. NurseRecruiter, 3 September 2026. Accessed September 9, 2026.
- NurseRecruiter travel job listings, 2009 to September 2026, for the distribution of stated contract lengths. Method and limits are set out in where the assignments are.
- AMN Healthcare Services, revenue for 2022 and 2024 as reported in the company's audited annual filings. Accessed September 9, 2026.